Share Savings Account
Opening a Share Savings Account allows you to become a member of WVU Employees’ Federal Credit Union. A $5 minimum opening deposit (equal to the par value of a share in the Credit Union) and a one-time $1 membership fee are required to open the account. Once you are a member, you will have access to several member benefits:
- Our location is conveniently located next to the WVU Campus and Ruby Memorial Hospital.
- WVU and WVU Healthcare Employees receive their payroll the day before it is normally deposited at other financial institutions.
- Members can talk to a live person. Call us anytime during normal business hours to speak to an employee.
- Members receive low interest rates on personal and car loans. Local and Same day loan decisions. Members are rewarded for good credit history.
- Members can have flexible loan repayment options. Loan payments can be deducted from payroll semi-monthly and bi-weekly. Skip-A-Payment is also available for qualified members.
- A Coinstar coin counting machine is available and free for members.
- Members receive discounted services from Sprint, Liberty Mutual, and AAA. Members can also purchase discounted tickets for Kennywood, Idlewild, and Sandcastle.
- Free e-statements
- Free Real Time 24 Hour Home Banking
- Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
- Free Real Time 24 Hour One Click Bill Pay
- Free Real Time 24 Hour Mobile Remote Deposit
- Free Real Time 24 Hour Telephone Banking
- Free Real time 24 Hour ATM
Share Draft Checking
Our Share Draft Checking account has no minimum balance requirements or monthly fees. Balances of $100 or more earn Dividends. Members can enjoy unlimited check writing, free instant issue debit cards, e-statements, and our free Real Time 24 Hour Services.
- No minimum balance
- No monthly fee
- Earn Dividends
- Courtesy Pay
- Free unlimited check writing
- Free personalized checks (First order Free)
- Free instant issue MasterCard Debit Card
- Free e-statements
- Free Real Time 24 Hour Home Banking
- Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
- Free Real Time 24 Hour One Click Bill Pay
- Free Real Time 24 Hour Mobile Remote Deposit
- Free Real Time 24 Hour Telephone Banking
- Free Real time 24 Hour ATM
Club Accounts
Christmas Club
If you’ll be paying for the holidays all year anyway, why pay loans back-with interest-when you could be saving instead through our Christmas Club Account? Let’s face it: Whatever you celebrate, the winter holidays are EXPENSIVE. Most of us don’t have extra cash sitting around to pay for it all up front. So, we use credit cards and pay them back over the next few months. But why not try something else? Instead of credit cards, start a Christmas Club Account. That way, you’re paying yourself up front, have no debt, and pay nothing in interest!
- No minimum balance
- No monthly fees
- Earn Dividends
- Penalty-free early withdrawals
- Save specifically for the holiday season
- Payroll Deduction
- Funds disbursed on October 1st by transfer to your Share Savings Account
Vacation Club
Need to save for that dream vacation? It’s easy with our Vacation Club. Set up payroll deduction or an automatic transfer and your dream vacation will become a reality.
- No minimum balance
- No monthly fees
- Earn Dividends
- Save specifically for vacations or any other event
- Payroll Deduction
- Withdrawals allowed at any time
9–Month Club
A club account for people who work 9 or 10 months of the year, but wish to have their salary distributed to them over 12 months. Members arrange to make deposits through payroll deductions and then receive distributions from the club account during the summer months.
- No minimum balance
- No monthly fees
- Earn Dividends
- Save for the summer months
- Payroll Deduction
- Distributions can be made by check or transfer
Share Certificates
Share Certificates are similar to Share Savings Accounts in that they are insured and thus virtually risk free. Both are insured up to $250,000 by the NCUA. Share Certificates are different from Share Savings in that the Share Certificate has a specific term and fixed rate. It is intended that the Share Certificate be held until maturity, at which time the funds may be withdrawn or renewed along with the accrued interest.
- Terms range from 3 months to 3 years
- Dividends earned at a fixed rate
- Interest–only penalties
- Auto–renewals
- $500 minimum investment
Real Time Home Banking
Bank on your time with full access to all of your finances!
Security
Multiple levels of security to ensure your money is safe!
Transfers Funds Instantly
Transfer funds to other credit union accounts or loans.
Joint Account Access
Manage multiple accounts with ease!
Branch Locations
Locate ATMs and branches nearest to you.
Manage on the go
Keep track of your finances with our mobile banking apps!
