Credit Union Loan Promotions

Beat your rate on your car loan or any other consumer loan!

We'll beat your current rate by 1.00% APR*
And you'll make NO PAYMENTS for up to 60 DAYS!


You can save big every month. Just bring your loan to WVU Credit Union and we’ll beat the rate by 1.00% off, or our current rate, whichever is better. It doesn’t matter if you got your loan through the dealer, a bank, a credit union, or anywhere else, we will save you money every single month.


If your current loan interest rate is 7.00%, you’ll get a 6.00% rate. If your rate is 5.50%, you’ll lower it to 4.50% with WVU Credit Union. If your rate is 2.75%, you’ll drop it to the lowest rate of 1.99%. You’ve got the idea, now do something about it!


You’ll save money, PLUS, we’ll give you a vacation from your loan payments. Make no payments for up to 60 days. Two months off from payments AND a discounted rate? Yes!


Call us, go online or stop by the WVU Credit Union. Just tell us you want to beat your rate. We’ll set you up fast and easy, with our super-friendly service.


This special offer is good on any consumer loan. There is no minimum loan amount requirement and no maximum either. Hurry, this offer is good for a limited time only.


*APR = Annual Percentage Rate. 1.00% discount available to qualified borrowers. Discount offer is a maximum of 1.00% up to the lowest rate of 1.99% APR. For example, loans elsewhere with a rate of 7.00% qualify for 6.00% at WVU Credit Union; rates elsewhere of 4.00% qualify for 3.00%; etc. Rates elsewhere that are below 2.99% qualify for 1.99%. For example, a loan rate of 2.75% elsewhere will qualify for 1.99% at WVU Credit Union. Age 18, credit qualification and membership all required. Subject to credit approval. Standard underwriting guidelines and credit policies apply. Current WVU Credit Union loans are not eligible for this discounted rate. Loans must be from elsewhere. Loan applicant pricing will be the lower of the following: a) current rate minus 1.00%; b) qualified WVU Credit Union loan rate; or c) floor of 1.99% if current rate is less than 2.99%. Applicant required to provide their current loan documents which include current loan rate. No minimum and no maximum loan balance required. Make no payments for up to 60 days. Rate discount is effective as of April 1, 2021, and must apply by June 30, 2021. Rates subject to change without notice.