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Personal loans

Personal loans for any occasion you deserve. Borrow up to 20% of gross income. Use for home improvements, a vacation, holiday preparations .... It’s all up to you. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to 20% of Gross Income ($10,000 Maximum)
  • 36 Month Maximum Term
  • Rates Based on Credit Score
  • Payroll Deduction
  • Debt Protection Available
  • Skip–a–Pay
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

Apply online   Print Application

Personal line of credit

Borrow up to 20% of gross income. Use for home improvements, a vacation, holiday preparations .... It’s all up to you. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to 20% of Gross Income ($10,000 Maximum)
  • Variable Rate
  • Rates Based on Credit Score
  • Auto Payment
  • Debt Protection Available
  • For Borrowers with Credit Scores > 600
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

Apply online   Print Application

new car loans

Apply online for a new car loan! Borrow up to 100% of the sticker price. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to 100% of Sticker Price
  • 72 Month Maximum Term
  • Rates Based on Credit Score
  • Payroll Deduction
  • Debt Protection Available
  • Skip–a–Pay
  • GAP Available
  • Rt 66 Extended Warranty Available
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

Apply online   Print Application

used car loans

Apply online for a used car loan! Borrow up to 100% of NADA book price. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to 100% of NADA
  • 60 Month Maximum Term
  • Rates Based on Age of Vehicle and Credit Score
  • Payroll Deduction
  • Debt Protection Available
  • Skip–a–Pay
  • GAP Available
  • Rt 66 Extended Warranty Available
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

Apply online   Print Application

motorcycle loans

Apply online for a motorcycle loan! Borrow up to 100% of NADA book price. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to 100% of NADA
  • 60 Month Maximum Term
  • Rates Based on Age of Vehicle and Credit Score
  • Payroll Deduction
  • Debt Protection Available
  • Skip–a–Pay
  • GAP Available
  • Rt 66 Extended Warranty Available
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

Apply online   Print Application

Recreational Vehicle loans

Apply online for a recreational vehicle loan! Borrow up to 100% of NADA book price. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to 100% of NADA
  • 60 Month Maximum Term
  • Rates Based on Age of Vehicle and Credit Score
  • Payroll Deduction
  • Debt Protection Available
  • Skip–a–Pay
  • GAP Available
  • Rt 66 Extended Warranty Available
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

Apply online   Print Application

share secured loans

Share Secured loans when you need them, with no maximum limits. Have questions? Call or contact us today to learn more about the opportunities you have.

  • Borrow up to the Balance of Your Shares
  • Fixed Rate
  • Establish Credit
  • Payroll Deduction
  • Debt Protection Available
  • Skip–a–Pay
  • Free E–Statements
  • Free Real Time 24 Hour Home Banking
  • Free Real Time 24 Hour Mobile Banking (Apple & Android Apps)
  • Free Real Time 24 Hour Telephone Banking

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The Smart Option Student Loan® for WVU Employees' Federal Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.


The Smart Option Student Loan features and benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.