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Personal Loans

Personal loans for any occasion you deserve. Borrow up to 20% of gross income. Use for home improvements, a vacation, holiday preparations .... It’s all up to you. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to 20% of Gross Income ($20,000 Maximum)
• 36 Month Maximum Term
• Rates and Maximums Based on Credit Score
• Payroll Deduction
• Debt Protection with Life Plus Available
• Skip–a–Pay
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking

Personal Line of Credit

Obtain a line of credit of up to 20% of gross income. Use for overdraft protection, home improvements, a vacation, holiday preparations .... It’s all up to you. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to 20% of Gross Income ($10,000 Maximum)
• Variable Rate
• Rates and Maximums Based on Credit Score
• Auto Payment
• Link to Share Draft Checking for Overdraft Protection
• Debt Protection with Life Plus Available
• For Borrowers with Credit Scores > 600
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking

New Car Loans

Apply online for a new car loan! Borrow up to 100% of the sticker price. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to 100% of Sticker Price
• 84 Month Maximum Term
• Rates Based on Credit Score
• Payroll Deduction and Auto Payment
• Debt Protection with Life Plus Available
• Skip–a–Pay
• GAP Available
• Rt 66 Extended Warranty Available
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking

Used Car Loans

Apply online for a used car loan! Borrow up to 100% of CARFAX retail value. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to 100% of CARFAX retail value
• 72 Month Maximum Term
• Rates Based on Age of Vehicle and Credit Score
• Payroll Deduction and Auto Payment
• Debt Protection with Life Plus Available
• Skip–a–Pay
• GAP Available
• Rt 66 Extended Warranty Available
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking
• Free CARFAX Reports

Motorcycle Loans

Apply online for a motorcycle loan! Borrow up to 100% of NADA book price. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to 100% of NADA
• 84 Month Maximum Term for New Motorcycles
• 72 Month Maximum Term for Used Motorcycles
• Rates Based on Age of Vehicle and Credit Score
• Payroll Deduction and Auto Payment
• Debt Protection with Life Plus Available
• Skip–a–Pay
• GAP Available
• Rt 66 Extended Warranty Available
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking

Recreational Vehicle loans

Want a camper, side by side, or a 4-wheeler? Apply online for a recreational vehicle loan! Borrow up to 100% of the sticker price, or 100% of the NADA book price if used. Quick decisions, low interest rates, and membership services enable you to get the best buy. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to 100% of Sticker or 100% of NADA if Used
• 84 Month Maximum Term for New RVs < $60,000
• 120 Month Maximum Term for New RVs > $60,000
• 72 Month Maximum Term for Used RVs
• Rates Based on Age of RV and Credit Score
• Payroll Deduction and Auto Payment
• Debt Protection with Life Plus Available
• Skip–a–Pay
• GAP Available
• Rt 66 Extended Warranty Available
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking

Share Secured Loans

Share Secured loans when you need them, with no maximum limits. Have questions? Call or contact us today to learn more about the opportunities you have.

• Borrow up to the Balance of Your Shares
• Fixed Rate
• Establish Credit
• Payroll Deduction and Auto Payment
• Debt Protection with Life Plus Available
• Skip–a–Pay
• Free E-statements
• Free Real Time Online and Mobile Banking
• Free Real Time Telephone Banking

Mortgage Loans

WVU Credit Union can now originate secondary market mortgage loans thanks to a partnership with CU Members Mortgage. Whether you are making a home purchase for the first time, or need to refinance your current mortgage, WVU Credit Union will be able to help you obtain your mortgage loan. Our online mortgage application is the fast and secure way to apply.

WVU Employees Federal Credit Union NMLS# 1792322

For more information contact:

Wherever you are in your higher education, Get the money you need for school. Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae®

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

• Competitive interest rates
• Multiple repayment options
• No origination fees; no prepayment penalty

• Smart Option Student Loan® for Undergraduate Students
• Parent Loan
• Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree

Find out which loan is right for you!