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Dividend Rates
Share Savings Accounts |
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| Term | Rate | APY |
| SHARE SAVINGS | ||
| $5.00 to $99.00 | 0.00% | 0.00% |
| $100.00 TO $24,999.00 | 0.10% | 0.10% |
| $25,000.00 and Up | 0.15% | 0.15% |
Rates as of 01/21/2021 |
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| *APY = Annual Percentage Yield. Interest rates are subject to change by the Board of Directors. | ||
Share Draft Checking |
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| Term | Rate | APY |
| SHARE DRAFT CHECKING ($100.00 and Up) | 0.05% | 0.05% |
Rates as of 01/21/2021 |
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| *APY = Annual Percentage Yield. Interest rates are subject to change by the Board of Directors. | ||
Christmas Club Accounts |
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| Term | Rate | APY |
| CHRISTMAS CLUB | 0.10% | 0.10% |
Rates as of 01/21/2021 |
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| *APY = Annual Percentage Yield. Interest rates are subject to change by the Board of Directors. | ||
Certificates of Deposit |
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| Term | Rate | APY |
| 3 Month CD | 0.15% | 0.15% |
| 6 Month CD | 0.20% | 0.20% |
| 12 Month CD | 0.35% | 0.35% |
| 24 Month CD | 0.45% | 0.45% |
| 36 Month CD | 0.55% | 0.55% |
Rates as of 01/21/2021 |
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| *APY = Annual Percentage Yield. Penalty for early withdrawals. 3 and 6 Month CDs - All Dividends. All others - 90 Days of Dividend | ||
New Vehicle Loans 100% Financing |
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| Term | APR |
| 36 Months | As low as 3.00% |
| 48 Months | As low as 3.25% |
| 60 Months | As low as 3.50% |
| 72 Months | As low as 3.75% |
| 84 Months | As low as 4.00% |
Rates as of 01/21/2021 |
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Used Vehicle Loans 100% of NADA |
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| Description | Term | APR |
| Year: 2020 - 2019 | 72 Months | As low as 4.50% |
| Year: 2020 - 2015 | 60 Months | As low as 4.00% |
| Year: 2014 - 2009 | 48 months | As low as 5.25% |
| Year: 2008 - and older | 24 Months | As low as 5.75% |
Rates as of 01/21/2021 |
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Personal Loans |
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| BORROW UP TO 20% OF GROSS INCOME | |
| RATE AS LOW AS 8.50% APR | |
Rates as of 01/21/2021 |
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Personal Line of Credit |
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| Rates as low as WSJ Prime + 5.00% APR | |
Rates as of 01/21/2021 |
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Secured by Shares Loans |
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| Rates as low as 3.25% | |
Rates as of 01/21/2021 |
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