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Dividend Rates


Share Savings Accounts

Term Rate APY
SHARE SAVINGS
$5.00 to $99.000.00%0.00%
$100.00 TO $24,999.000.35%0.35%
$25,000.00 and Up0.40%0.40%

Rates as of 03/17/2023

*APY = Annual Percentage Yield. Interest rates are subject to change by the Board of Directors.

Share Draft Checking

Term Rate APY
SHARE DRAFT CHECKING ($100.00 and Up)0.10%0.10%

Rates as of 03/17/2023

*APY = Annual Percentage Yield. Interest rates are subject to change by the Board of Directors.

Christmas Club Accounts

Term Rate APY
CHRISTMAS CLUB0.40%0.40%

Rates as of 03/17/2023

*APY = Annual Percentage Yield. Interest rates are subject to change by the Board of Directors.

Certificates of Deposit

Term Rate APY
3 Month CD0.45%0.45%
6 Month CD0.50%0.50%
12 Month CD0.80%0.80%
24 Month CD0.90%0.90%
36 Month CD1.00%1.00%

Rates as of 03/17/2023

*APY = Annual Percentage Yield. Penalty for early withdrawals. 3 and 6 Month CDs - All Dividends. All others - 90 Days of Dividend

New Vehicle Loans 100% Financing

Term APR
36 MonthsAs low as 4.00%
48 MonthsAs low as 4.25%
60 MonthsAs low as 4.50%
72 MonthsAs low as 4.75%
84 MonthsAs low as 5.00%

Rates as of 03/17/2023

Used Vehicle Loans 100% of NADA

Description Term APR
Year: 2022 - 202172 MonthsAs low as 5.50%
Year: 2022 - 201760 MonthsAs low as 5.00%
Year: 2016 - 201148 monthsAs low as 6.25%
Year: 2010 - and older24 MonthsAs low as 6.75%

Rates as of 03/17/2023

Personal Loans

BORROW UP TO 20% OF GROSS INCOME
RATE AS LOW AS 9.00% APR

Rates as of 03/17/2023

Personal Line of Credit

Rates as low as WSJ Prime + 5.00% APR

Rates as of 03/17/2023

Secured by Shares Loans

Rates as low as 3.75%

Rates as of 03/17/2023