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WVU debit cards

Debit cards are available if you have a Credit Union checking account. Debit MasterCard is accepted at millions of merchant locations worldwide, including restaurants, hotels, and online retailers. Cash withdrawals can also be made from any automated teller machine 24 hours a day.


Instant Issue Debit Cards
WVU Employees' Federal Credit Union is excited to announce instant issue debit cards. With today's members relying heavily on debit cards, it is important that they have quick access to an active card. Whether opening a new account or replacing a lost or stolen card, WVU Employees' Federal Credit Union members can now enter the Credit Union and walk out with their debit card in hand.


Enjoy the benefits of our new flat instant issue debit card:


  • No more waiting 10 or more days for your debit card to arrive in the mail
  • Convenience of having immediate access to your funds with your debit card
  • If card is lost or stolen, new replacement cards are available in minutes
  • Security of having your debit card and PIN in hand before you leave the Credit Union

Traveling Card Members

If you are traveling out of state, or out of the country, please contact WVU Employees' Federal Credit Union. To help ensure your debit card will work while you are traveling, we will need to know where you are traveling, how long you will be gone, and contact information while you are away


Lost or Stolen Debit Cards

If your Debit Card is lost or stolen, notify WVU Employees Federal Credit Union immediately at 304-293-5737 or after hours at 1-800-523-4175.

WVUCU estatements

Go Paperless and Simplify Your Life

E-statements give you convenient and secure access to your monthly and quarterly account statements. E-statements are delivered to you electronically via our home banking program within the first few days of each month. There's no fee for E-statements, and it's easy to sign up. Just log in to your home banking account, click “Statements”, agree to the terms, and verify your email address. It’s that simple.


Free.   Safe.   Convenient.

WVU debit cards

Our Interactive Voice Response system makes Banking by Phone a snap. Anytime, day or night, you can call 304-293-2077 and get your balance on share accounts, including share draft accounts, or loans. It will also allow you to transfer money between accounts, such as from savings to checking of from savings to loans, and give you detail information on your share accounts.


When you call 304-293-2077 the system will ask you for your account number, after that it will ask for your pin number. The first time you call, your pin number will be the last 4 digits of your social security number. The system will then tell you to change your pin number. From then on you will need your account number and the pin number you selected.


The system prompts are as follows:


  1. First, to enter system - select 1 on your dial pad
  2. To access current account information select 1 on your dial pad again
  3. To perform an account transaction select 2 on your dial pad
  4. To get Credit Union hours select 5 on your dial pad
  5. To change your access code select 8 on your dial pad
  6. To exit system select 9 on your dial pad
  7. To speak to a representative select 0 at any time during regular Credit Union hours
  8. To repeat options select star * on your dial pad
  9. Rotary dial callers, please call during regular banking hours and hold for representative

Note: All prompt instructions are provided to you once you call ... no worries ..

One Click Bill Pay

Sign up for Home Banking and you will be able to also enroll in One Click Bill Pay! Save the stamps and frustrations on your bill payment day. Set up One Click Bill Pay easily and intuitivly. Features include making one time payments, or auto-payments to your utilities companies, and much more. Learn more about BIll Pay flexibility and conveniences today! One Click Bill Pay is a feature available through Home Banking access.


  View Bill Pay Demo

Surcharge-Free ATMs

WVU Employees' Federal Credit Union members do not pay a surcharge at ATMs owned or operated by Sheetz, Fairmont Federal Credit Union, and Morgantown AES Federal Credit Union.



Morgantown Area ATMs:


WVU Employees' Federal Credit Union
448 Harding Ave, Morgantown, WV

Morgantown AES Federal Credit Union
1133 Van Voorhis Rd., Morgantown, WV


Sheetz
1012 University Ave., Morgantown, WV
2151 University Ave. Suite 220, Morgantown, WV
900 Chestnut Ridge Rd., Morgantown, WV
1901 Earl L. Core Rd., Morgantown, WV
1 Chaplin Hill Rd., Morgantown, WV
3522 Monongahela Blvd., Star City, WV
21 Asturias Lane, Morgantown, WV

Fairmont Federal Credit Union
1254 Pineview Dr., Morgantown, WV
12 Lawless Rd., Morgantown, WV
1200 JD Anderson Dr., Morgantown, WV

Courtesy Pay

If you’ve ever dealt with a returned check or had a debit card unexpectedly declined, you know it doesn’t take much more than a few math errors to end up in an awkward situation. Despite your best efforts to keep an accurate account balance, accidents can and will happen. Maybe your paycheck hasn’t hit your account yet, or your spouse got a tank of gas on the way to work and forgot to tell you.


Whatever the reason, having a transaction declined or returned for insufficient funds can be embarrassing, frustrating, and expensive. Merchants may charge penalties of up to $200 dollars, and may even refer your bill to a collection agency. You could wind up with damage to your credit report. You could even find yourself in legal trouble. Knowingly writing a check where there is not enough money in the account to cover the promise you’ve made is a felony in most states, and you can face fines and jail time if convicted.


WVU Employees’ Federal Credit Union has the answer to your fears. Courtesy Pay is a program that automatically covers your overdraft transactions, up to a possible $300 for Share Draft Checking Accounts. It’s our way of extending you the courtesy of covering your transaction while assuming you’ll pay us back for it later. It’s the kind of outstanding service you’ve come to expect as a valued credit union member.


Courtesy Pay requires no action on your part. To make use of it, there’s nothing to sign or review and it costs you nothing unless you need to use it to cover a transaction. The comfort and security of knowing your overdrafts will be covered is a service you get just by using your checking account. If you should accidentally overdraw your account, a small convenience fee ($25.00) is added to the transaction only when utilized. You can pay this as soon as you’re able without any negative effects on your credit.


Courtesy Pay covers all sorts of transactions. It works on checks and bill pay. If you wish to extend it to debit card transactions, you’ll need to enable overdraft payment on your debit card. You can shop with peace of mind in knowing that your transactions will be covered.


It’s important to note that Courtesy Pay is not a loan, and you shouldn’t think of it as a line of credit. It’s protection against unexpectedly not having enough money in your account. You should not treat it like a credit limit on your debit card or rely on it to buy necessities. There is still a fee per transaction and you are expected to pay back the amount of your overdraft within a short period of time.


Some exceptions to this coverage may apply. If your credit history is complicated, or if you haven’t been a credit union member for long, you may not receive Courtesy Pay protection initially or at all in some situations. Some other requirements, like minimum balance in the account, may also apply. We will be happy to go over the details of Courtesy Pay and explain the specifics of your situation.


So relax. You can avoid the embarrassment and expense of a bad check thanks to the fantastic member services that’s available through WVU Employees’ Federal Credit Union.


Courtesy Pay Form

Prepaid VISA Gift Cards


Check Balances

VISA gift Cards

Prepaid VISA Travel Cards


Check Balances

Free, quick coin counting at Coinstar

Did you know the Credit Union has a Coinstar coin counting machine. Bring in your unrolled coins and rapidly tally up the amount of money you have. IT IS FREE FOR ALL MEMBERS.


Contact us for more information about this service


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Route 66 – Extended Warranty Coverage


route 66 ext warranty

ARE YOU PREPARED for a mechanical breakdown with your vehicle? Do you have the necessary cash to pay for the rising cost of repairs? If you answered no to either of these questions then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered if a mechanical breakdown does occur. The price of vehicles is consistently on the rise as well as the costs of repairing them. Did you know that one in three vehicles will experience some type of mechanical failure in a given year? According to ConsumerReports.com, “the average three year old car has 55 problems per 100 vehicles”.


A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you will be able to enjoy your new purchase and have “peace of mind” because even the most reliable vehicle can develop a mechanical problem at any time.


With the Route 66 Extended Warranty’s Open Enrollment you don’t have to purchase your warranty at the time of purchase, but at any time during the life of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. DON’T GET STUCK WITH OUT COVERAGE!


Route 66 Extended Warranty is available with your Auto Loan from the Credit Union. Ask your Auto Loan Representative for more information about this product!

Guaranteed Asset Protection

GAP insurance

Like surprises? Here is a surprise you won't like...


If your vehicle is stolen, or declared a total loss due to an accident, your auto insurance claim settlement may not payoff your loan balance. This could leave you owing thousands of dollars.


We have a solution! Guaranteed Asset Protection.


More information